Better benefits. Bigger paychecks. Zero cost.
The Champ Plan delivers a comprehensive benefits package to your employees — funded entirely by IRS tax savings. Here's everything that's included.
For employers
A direct impact on your bottom line
Every participating employee generates measurable savings for your business — automatically, every pay period.
$573.60+
Annual FICA savings per employee
For every W-2 employee who participates, you save $573.60 or more in employer FICA contributions each year. With 20 employees, that's over $11,000 annually.
$0
Net cost to implement
The FICA savings generated by the plan fully cover its cost. There is no out-of-pocket expense — the program pays for itself from day one.
10,000+
Companies already enrolled
From Arby's and Piggly Wiggly to Harley-Davidson and Maaco, thousands of businesses trust the Champ Plan to reduce payroll costs and improve retention.
100%
IRS compliant — always
Built on Section 125 of the IRS tax code since 1978. Never had a single audit finding. Reviewed and approved by former IRS corporate auditors.
For employees
Real healthcare. Real money.
Employees unlock a full suite of benefits each month by completing a brief 5–10 minute health engagement activity.
Primary & Urgent Care
Virtual & Telehealth
Prescriptions
Pay & Wellness
Retention & recruitment
The benefit your competitors aren't offering
In a tight labor market, take-home pay and healthcare access are the two things employees care about most. The Champ Plan delivers both — without costing you a dollar. Businesses that implement the plan report stronger retention, easier recruiting, and higher employee satisfaction scores.
Up to $300
More per month in employee take-home pay
$0 copay
Primary care, urgent care, and prescriptions
5–10 min
Monthly activity to unlock all benefits
With the Champ Plan vs. without
| Feature | With Champ Plan | Without |
|---|---|---|
| Employer FICA savings | Yes — $573.60+ per employee/year | No savings |
| Employee take-home pay | Up to $300/month more | No change |
| Primary & urgent care | $0 copay | Standard copay or uninsured |
| Telehealth access | Unlimited, 24/7 | Limited or none |
| Prescription coverage | $0 copay acute & preventive | Out of pocket |
| Mental health telehealth | Included | Separate cost |
| Cost to employer | $0 net cost | N/A |
| IRS compliance | 100% — Section 125 certified | N/A |
Ready to add these benefits to your team?
Book a free 15-minute info session and we'll walk you through exactly what your business qualifies for — no obligation, no pressure.